Strategy Calculator
Loan Interest Recovery Calculator
Model how a monthly SIP alongside your EMI could potentially recover or exceed the total interest paid on your loan.
₹
%
Yrs
%
%
Monthly EMI
₹35,989
Monthly SIP
₹5,398
Total Loan Interest
₹46,37,369
SIP Corpus at End
₹53,93,756
Interest Offset
116%
SIP vs Interest Coverage
116%Projected surplus after offsetting interest: ₹7,56,387
Total SIP Invested
₹12,95,605
SIP Wealth Gain
₹40,98,151
How to use this strategy
Continue this SIP in parallel with your EMI for the full tenure. At maturity, compare the corpus with total interest outgo. If the corpus exceeds interest, the investing strategy has effectively offset your interest burden.
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